AXIS PRO PrivaSure

It provides coverage in the following areas:

Liability Coverages:

• Liability arising from accidental release, unauthorized disclosure, theft or loss of protected personal information
• Liability arising from denial or service attacks or the inability to access websites or computer systems
• Regulatory action defense, fines and penalties coverage including payments to consumer redress funds

First Party Coverages:

• Crisis management expense coverage for enterprise security events written on an occurrence basis with discovery trigger
• Voluntary notification coverage, as well as call center services
• Public relations expense, including web content development, spokesperson training and media talking points
• Fraud prevention services, including credit or identity monitoring and ID theft insurance services for affected persons
• Computer system extortion expense and loss coverage

Other Policy Features:

• Aggregate retentions for 1st party and liability coverages,subject to an overall policy level aggregate retention
• Panel of pre-approved service providers
• Breach Coach Hot-Line

Yes, see below for coverage limits.

• Up to $20 Million limit capacity, primary or excess
• 2 Million Individuals Outside Limits Crisis Management and Fraud Response Coverage (for select accounts)
• $1,000 minimum premium for a limit of $1 Million
• $1,000 minimum retention

Comprehensive risk management and loss control resources are available if you have an actual or suspected data breach.

• A list of pre-approved service providers is available at stoplosshub.com
• Policy holders receive one free hour of consultation with an approved breach coach should an actual or suspected breach occur

You can also add the following coverage:

• Coverage for PCI Fines and Recertification
• Outside Limits Crisis Management and Fraud Response Coverage for select accounts
• Media coverage for website content and content published on social media
• Business Interruption Loss Coverage including optional dependent business interruption
• Data Restoration Coverage
• Social Engineering Sublimit
• Telecom Fraud Sublimit
• Criminal Reward Fund Sublimit
• Block and Reissue Sublimit for small financial institutions

Ask about Full Limits for Liability and First Party Coverage Parts at a more competitive premium available on select accounts.

Please send all submissions to axisprosubmissions@axiscapital.com.